For Credit Report we have terms and definitions in 11 topics. The topics are Credit, Credit Cards, Credit Reports, Debt Consolidation, Foreclosure, Home Equity, Housing, Mortgage, Purchasing A Home, Real Estate and Refinance.

Credit Report (Credit)

A report about your credit history that lenders (credit card companies, mortgage companies, loan agents, etc.) consult to determine if and how much money they should lend to you. Your history for making timely payments, any outstanding debt and open lines of credit are all shown on your credit report. Your credit report is available from credit bureaus such as Equifax, Experian and TransUnion.

Credit Report (Credit Cards)

A credit report is a compilation of information regarding a consumer’s credit. The credit report is often a critical factor in credit scoring systems that lenders use to issue low interest credit cards, home equity mortgages or other loans.

Credit Report (Credit Reports)

Your credit report is a record or file given to a prospective lender or employer showing your credit standing. It’s used to help determine your creditworthiness.

Credit Report (Debt Consolidation)

Report of an individual's credit history that a credit reporting company (CRC) or credit repository prepares that you use to determine a borrower's creditworthiness.

Credit Report (Foreclosure)

A document from a credit bureau setting forth a credit rating and pertinent financial data concerning a person or a company and used by banks, merchants, suppliers and the like in evaluating a credit risk.

Credit Report (Home Equity)

Report of an individual's credit history that a credit reporting company (CRC) or credit repository prepares that you use to determine a borrower's creditworthiness.

Credit Report (Housing)

A record that lists all past and present debts and the timeliness of their repayment; it documents an individual's credit history.

Credit Report (Mortgage)

A report documenting a borrower's credit history that is prepared by a credit bureau and current status of a borrower's redit standing. This report is used by a lender to determine a loan applican'ts creditworthiness.

Credit Report (Purchasing A Home)

A report documenting the credit history and current status of a borrower's credit standing.
If there are debts you owe which you never paid, or times in which you've been delinquent in paying, these items will presumably show up on your credit report and can hurt your chances of getting approved for a loan.

Credit Report (Real Estate)

A document, obtained from a credit repository, indicating an individual's credit circumstances. Used to derive credit scores for borrowers seeking a real estate loan. (See credit repository, credit score)

Credit Report (Refinance)

Report of an individual's credit history that a credit reporting company (CRC) or credit repository prepares that you use to determine a borrower's creditworthiness.

Similar

Browse words that start with:

• Cr
• Cre
• Cred
• Credi

Browse All Terms by First Letter

Term Search