For Portability we have terms and definitions in 4 topics. The topics are Employee Benefits, Family Health, Finance and Health Care.

Portability (Employee Benefits)

A provision of voluntary coverages that allows a terminating employee (other than for reason of retirement or disability) to continue coverage at the same or reduced benefit amount to a stipulated age, depending on the coverage.

Portability (Family Health)

A consumer protection requiring that a person receives credit for health insurance coverage when changing jobs. If the person was covered for a specified period of time under the previous policy, benefits for a pre-existing condition must continue under the new policy.

Portability (Finance)

The character of benefits that may be carried from a previous job to the next.

Portability (Health Care)

An individual changing jobs would be guaranteed coverage with the new employer, without a waiting period or having to meet additional deductible requirements.

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