Topical Terminology > Qualifying Income Ratios
1 Definition
Qualifying Income Ratios
For Qualifying Income Ratios we have a term and definition in Mortgage.
Qualifying Income Ratios (Mortgage) 
Income analysis used by lenders in deciding whether to offer the borrower a loan. One type of analysis compares only the amount of the proposed monthly mortgage payment to the monthly income. Another compares the amount of the total monthly payments (for example car, credit card and proposed mortgage payments) to the monthly income.
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