For TCO - Insurance we have a term and definition in Auto Pricing.

Tco - Insurance (Auto Pricing)

Due to the extremely varying nature of insurance costs, the figures listed in this report are estimates for comparative purposes. We assume the following:

• Principal operator is under age 65;
• all drivers have more than 15 years experience with no chargeable accidents;
• vehicle is for personal use;
• lives in a suburban/urban community, with:
  • Collision: $500 Deductible
  • Comprehensive: $500 Deductible
  • Personal liability: $100,000/$300,000
  • Medical: $25,000
  • Property: $50,000
  • Uninsured driver: $25,000/$50,000

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